Kwenzeka ntoni xa useJapan uze wenzakale? Zeziphi izakhiwo kunye nemibutho ebandakanyekayo kwezempilo kunye nokhathalelo lwangaphambi kwesibhedlele eJapan?

Masiqwalasele ukhathalelo lwempilo kunye naphambi kwesibhedlele Japhan, ilizwe apho kwanabaphangeliyo kufuneka bahlawulelwe i-inshurensi.

Uya kuya phi xa wenzakala?

Indawo yokuqala abaya kuyo sisibhedlele (isebe lezonyango). Zombini ezi kliniki zibalekelwa lusapho kunye nezibhedlele eziqhutywa ngabasemagunyeni bengingqi.

Kwakuza kuthatha ixesha elingakanani ukufika apho? Nje ukuba ufike apho, ulinda ixesha elingakanani ngaphambi kokuba unyangwe?

Ihlala ithatha malunga nesiqingatha seyure (ngokuqinisekileyo oku kuxhomekeke apho uza khona) ukufikelela kwisibhedlele esikufutshane. Xa sele lifikile, ixesha lokulinda lingahluka ukusuka kwimizuzu emi-5 ukuya kwengama-30. Kwimeko yokulimala kakhulu, kuya kufuneka uye kwizibonelelo ezikhulu, ezinokuhlala ixesha elide zilindile.

Yimalini indleko zokunyanga ngengalo eyaphukileyo, umzekelo? Ngaphandle kweinshurensi yabucala, kufuneka sihlawule malini?

Kuxhomekeka kumvuzo weyunithi yosapho kunye nobudala abakhuselwe kwi-inshurensi, izigulana zihlala zihlawula phakathi kwe-10% ukuya kwi-30% yenkcitho yezempilo ekufuneka yenziwe, ngelixa enye igutyungelwa ngurhulumente. Umzekelo, iindleko zizonke zonyango lwengalo eyaphukileyo zi malunga ne-68,000 yen ($ 600). Kwezi, isigulana sihlawula i-yen ezingama-20,000, ngelixa i-48,000 eseleyo igutyungelwe ngurhulumente.

Umsebenzi wokugubungela ezempilo usebenza njani? Ngaba useqeshi, urhulumente okanye okunye?

Umntu uhlawula isixa esithile inyanga nenyanga kwi-inshurensi yoluntu. Ngokuthatha iinkonzo zonyango zesibhedlele, iipesenti ezingama-30 zazo kufuneka zihlawulwe, isibhedlele sihlawulisa iindleko zonyango kwiziko lokuhlola / lokuhlawula, nelidlulisela kumthombo weinshurensi yoluntu.

Imibutho ibandakanya ii-inshurensi zoluntu ezininzi ezilawula iimali ezihlawulwe ngeepremiyamu ezihlawulelwa ngabantu. Wonke ummi waseJapan, kubandakanya nabangaphangeliyo, uyacelwa ukuba athathe inxaxheba kwi-Inshurensi yezeMpilo yeSizwe. Ngexesha lokusebenza, uninzi lwabantu lufumana i-inshurensi kubaqeshi njengenzuzo. Inxalenye yentlawulo ehlawula ngenyanga ihlawulwe ngumqeshi, ohlawula ipremiyamu yomqeshwa kwi-inshurensi yoluntu.

Izigulana ezineminyaka engama-75 ubudala okanye ngaphezulu zihlawula kuphela iipesenti ezili-10 zeendleko zonyango, kwaye kwezinye izixeko zaseJapan, abantwana abangaphantsi kweminyaka eli-15 banokufumana unyango simahla kuba urhulumente ubabhatalela.

 

HLALUTYA UKUZE UPHILA KWEMPILO KWAMANYE AMAZWE!

 

Ezempilo kunye nokhathalelo lwangaphambi kokubhedlele eSweden: yeyiphi imigangatho?