Kodi chimachitika ndi chiyani mukakhala ku Japan ndikuvulala? Kodi ndimagulu ndi mayanjano omwe amagwira nawo ntchito yachipatala ndi chisamaliro chachipatala ku Japan?

Tiyeni tiganizire zaumoyo ndi chisamaliro cha zipatala Japan, dziko lomwe ngakhale osagwira ntchito ayenera kukhala ndi inshuwaransi.

Kodi muyenera kupita kuti mukavulala?

Malo oyamba kupita ndi chipatala (dipatimenti yamafupa). Pali zipatala zothandizidwa ndi mabanja komanso zipatala zoyendetsedwa ndi aboma kapena oyang'anira maboma mdziko muno.

Zimatenga nthawi yayitali bwanji kuti afike kumeneko? Mukafika kumeneko, muyenera kudikira kwanthawi yayitali bwanji musanalandiridwe?

Nthawi zambiri zimatenga pafupifupi theka la ola (ndithudi izi zimatengera komwe mumabwera) kuti mufikire kuchipatala chapafupi. Akafika, nthawi yodikirako imatha kukhala pakati pa mphindi 5 mpaka 30. Pakachitika vuto lalikulu, muyenera kupita kumalo okulirapo, omwe atha kudikirira nthawi yayitali.

Zingagwiritse ntchito ndalama zingati pokwanitsidwa ndi mkono wobanika, mwachitsanzo? Popanda inshuwaransi yachinsinsi, tiyenera kulipira ndalama zingati?

Kutengera ndalama zomwe banja limapeza komanso zaka zomwe ali ndi inshuwaransi, odwala nthawi zambiri amalipira pakati pa 10% ndi 30% pazowonongera zachipatala kuti achitidwe, pomwe zina ndizobedwa ndi boma. Mwachitsanzo, mtengo wokwanira wamankhwala wothyoledwa mkono umakhala pafupifupi 68,000 yen ($ 600). Mwa awa, wodwalayo amalipira yen 20,000, pomwe 48,000 omwe adatsalawo aphimbidwa ndi boma.

Kodi kuphimba kwaumoyo kumagwira ntchito bwanji? Kodi ndi kwa abwana, boma kapena ena?

Munthu amalipira ndalama zambiri mwezi uliwonse kwa inshuwaransi ya anthu onse. Kutenga mwayi wakuchipatala, 30% ya iwo iyenera kulipidwa, chipatala chimalipiritsa ndalama kuchipatala chowunika / zomwe zimalipiritsa, zomwe zimapereka kwa a inshuwaransi ya boma.

Mabungwewa akuphatikizapo ma inshuwaransi angapo omwe amasamalira ndalama zomwe zimalipitsidwa ndi ndalama zomwe anthu amalipira. Nzika ili yonse ku Japan, kuphatikiza osagwira ntchito, amafunika kuchita nawo National Health Insurance. Pazaka zogwira ntchito, anthu ambiri amalandira inshuwaransi kuchokera kwa owalemba ntchito ngati phindu. Gawo la zolipira mwezi ndi mwezi zimachokera kwa olemba ntchito, omwe amalipira ndalama kwa antchito kwa inshuwaransi ya boma.

Odwala azaka 75 kapena kupitirira amalipira 10% yokha yamalamulo azachipatala, ndipo m'mizinda ina ya Japan, ana ochepera zaka 15 amatha kulandira chithandizo chaulere chifukwa boma limawalipira.

 

ONANI ZOTHANDIZA M'MALO ENA!

 

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